Manage your portfolio. Know your next move.
Set FIRE, emergency fund and return goals, then set the mix you want in any sector, country or currency. We flag drift and name what to buy or sell.
Seeing a portfolio is the easy part. Managing it means knowing what you were aiming for, how far you have drifted, and what to do about it. FortuneOK puts all three next to the numbers.
Goals, with no made-up numbers
- Financial independence: tell it what you spend and what you put away, and the FIRE card projects when your portfolio could cover it, compounding at your own money-weighted return.
- Emergency fund: choose how many months of expenses you want in cash, from 3 to 12, and the card watches your cash accounts.
- A return to beat: set a target annual return and holdings are rated against it.
Nothing is set for you. A goal you have not configured shows a setup prompt, never a figure you might mistake for your own.
Targets, tolerance bands and what to move
Pick any bucket you already see in your allocation charts, name the share you want, and the card tracks the gap. A target can be a category, a currency, a country, a region, a sector, an industry or a single holding, or your own mix, like North America at 40%.
- Each target has a tolerance band, so normal market drift does not turn the card red.
- Outside the band, the card names the amount to buy or sell to get back in line.
- Targets may overlap, so a US technology holding counts toward a USD target and a technology target at once.
Returns you can trust
Annualized return is money-weighted (XIRR), so cash you added in December does not flatter the whole year, and anything held under a year is not turned into a yearly rate. Time-weighted return sits beside it, which is how funds and indexes publish their numbers, so you can hold your portfolio up against the S&P 500 fairly.
Your total return splits into what you would gain by selling, what you already locked in, income, and fees, so a sale's gain never drops out of the figure.
Every account, one view
Keep a portfolio per account and still read goals and totals across all of them whenever you want.