Improvement to an existing feature: Improved
Adding money no longer dents your line
The Performance chart now shows what your holdings did, not how much you paid in. Buying more of an asset no longer makes your line dip against the index.
In Performance mode, every line used to be your return on what you had paid in. When you bought more of an asset, that ratio shrank, and your line dipped even though nothing you owned had lost value. Next to an index, which never has money added to it, the comparison was unfair.
What changed
- Your lines are now time-weighted. Adding or withdrawing money does not move them. Only what your holdings did does.
- An appraisal still shows as a gain on the day you enter it, because the value really changed.
- A benchmark is now the index's own price change over the same dates.
- Dividends and rent count in your line. A benchmark is price only, so it leaves them out.
What stays the same
The change figure above the chart, your returns strip and every yearly rate still weigh each dollar by how long it was invested. Only the lines in Performance mode changed.